Credit Advice Executive – Dublin City Centre – Full Time Permanent
The Credit Acceptance Department is responsible for ensuring that the company has an effective and efficient credit underwriting process in place and is also responsible for the drafting and disseminating of credit policies, standards and criteria with the objective of protecting against, and minimising credit losses.
The successful candidate will be a member of the Credit Advice team who are responsible for completing independent risk assessments and recommendations to Credit Decision Takers on credit proposals received from the Recovery Unit (responsible for management of Retail and Corporate work-out cases). This inter alia includes an analysis of account strategy, credit risks, credit ratings and impairment calculations. The primary focus for this role will be the assessment of Retail (MARS) cases however the candidate will also be cross-trained across other credit work-streams (e.g. Corporate, Business Banking, New Mortgages and Consumer Finance) so they can assist in these areas when required.
The individual must be able to demonstrate experience in the assessment and analysis of credit proposals and should have a background of working in a credit or relevant lending environment.
Key Duties & Responsibilities:
The successful candidate will assist in delivering an efficient, accurate and professional service to internal customers.
The main roles and responsibilities are as follows:
Knowledge, Education & Experience:
Essential Skills & Abilities:
The successful candidates will be responsible for the following activities:
Level of Responsibility:
Leadership & Influence: